What is Tax-Smart Investing?

Tax-Smart Investing^TM is a financial planning strategy where we focus on after-tax outcomes. Our goal is to use the right asset allocation, tax-efficient investment products and tax-conscious financial planning solutions to maximize your net return instead of focusing solely on market gains. 

Not only are we designing solutions to help you accumulate assets, we're also applying the right strategies to help you keep more of what you own and earn.

Financial Planning Strategies Through a Tax-Smart Lens 

Annual Tax Management - Tax-loss harvesting, proper asset allocation and investments that help minimize taxes on capital gains can all be used to offset annual tax liabilites.

Social Security Planning - We'll identify the most advantageous distribution of your social security benefits based on your income needs, accumulation of assets and how you manage your finances.

Pre-Retirement Income Planning - We can apply annual and long-term strategies to lessen the taxes you owe during the accumulation phase so more of your money can grow tax-free.

Retirement Income Distribution - Careful planning of which accounts you draw from during retirement can help ensure that your money goes toward paying for your lifestyle instead of taxes.

Leaving a Lasting Legacy - Focusing on tax mitigation for next-generation planning can avoid eroding family wealth and help ensure that your loved ones are provided for.

Implementing tax strategies should be part of any comprehensive financial plan.